If you need to shop for used cars in Austin, then there are a few things you need to figure out you want, so you can fruitfully shop for the right car for you. Make sure you have this checklist completed and your used car shopping will be a success:
What Type of Vehicle Do You Need?
Do you need a work vehicle that you’ll use hard? Or maybe just a reliable vehicle to get you to work? How big is your family? Do you need a mini-van or SUV to fit everyone? How about the kid’s sports equipment or room for the family dog? Do you constantly find yourself in need of hauling stuff around, so a truck would be right for you?
Before you start looking for a vehicle, figure out what best fits your life and needs. Sports car or minivan. SUV or sedan. 4-door or 2-door. This will help to narrow your search.
What Features Do You Want to Have in Your New Vehicle?
Are you a big music fan, or constantly on your phone? Do you just have to have a navigation system? Then you probably want a vehicle with Bluetooth or Apple CarPlay. What other features are important to you? Some people are most concerned with safety features – safety ratings, air bags, back up cameras or other safety features. Other people just want things like push button start, to make life easier. Make your list so you can compare each vehicle you find.
What Can You Afford and for How Much Do You Qualify?
The biggest problem most of us have when purchasing a vehicle is the price, or the funds or credit to get a loan to afford the vehicle you want.
First, see how much of a down payment you can come up with. This is very important because it can often determine what level of vehicle you’ll be able to get in to. The more you pay down, the lower your monthly rate, and the more likely you are to get a loan on a vehicle. You have more “skin in the game” at that point with the vehicle, and more to lose, so the lender is more likely to give you a loan. Down payment and your loan-ability go hand-in-hand.
Second, do you know how credit-worthy you are? What is your credit score? Do you have any repossessions on your record? Have you tried to get a loan at a dealership? If you don’t have the credit to buy from a typical dealer, or the cash to purchase outright, you might need to consider a buy-here-pay-here dealership. If you don’t have the cash or the credit, it is likely the only kind of dealer you will be able to purchase from. A buy-here-pay-here dealer is a car dealership that provides the loan for vehicles, typically based on your stability, income, job and other qualities determined by the dealer, not by a bank.
Shop for Used Cars at Dynamic Motors
For trucks, vans, SUVs, and cars of all kinds, Dynamic Motors has to Austin car lots full of newer vehicles ready for purchase. Dynamic is a buy-here-pay-here dealership, but one that offers more late model vehicles. Complete your own checklist of the information presented in this article, then give us a call or drop by our dealerships. If you’ve got a job, and a bit of money for a down payment, we’ll get you into a nicer, newer vehicle you’ll love.
